What Is Long-Term Care?

Although there is no formal definition, we usually refer to this term to indicate the care and support services in the community. These services could be residential care, nursing homes or care at your home.As most services come under the umbrella of social care, and not directly in health, you may have to pay for it.

How Can You Fund Your Long Term Care?

Go For a Care Fee Payment Plan

This is a pension contract, which is specifically designed for the elderly who require long-term care and attention. You invest a little money before retirement, each month. In return, it assures you a guaranteed income for life


Saving a little amount of money or investing in a small property can help you get money for your care costs.

Equity Release

Equity release is a means of retaining use of your house or other object which has capital value, while also obtaining a lump sum or a steady stream of income, using the value of the house.
This assures a steady income, which you can use to pay for your long term care.The concept is that, you have to pay the amount later when the property is sold. You should only consider equity-release scheme once you have tried all the other options.

Investment Bonds

Investment bonds are also another source of income that can be used for care costs. However, the returns may not be enough to cover your costs, and your money will be tied there for a longer time. So, this is not one of the best options.

What We Believe

At Metro Group Benefits, we believe that people who need long-term care services should always get best support possible. Our team believes that one should not leave people because of the huge financial costs involved in the care. The funding through tax or national insurance, with the right support, is the best way to make things possible.

Why We Believe So

Metro Group Benefits has a very positive impact on all the different aspects of daily living as the condition improves. Most people with MGB depend a lot on care and support in order to maintain the living quality.

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